Thursday, August 28, 2008

First Time Home Buyer?





Are you a First Time Home Buyer? You may be asking yourself where do I start in this process. Here are a few helpful tips to get you started in the process.



  • Make a list of the "must haves" and "would like to haves" in your 1st home. Recognize that there is no such thing as a perfect home. So when you begin that search, and most FTHB do start on the internet, keep that in mind.




  • Consult with a mortgage professional before you begin your home search. It is important to know your price range. A mortgage consultant will advise you on programs that are available to you based on your credit report, employment history and your expectations. Once your options are layed out and you are comfortable with your monthly housing payment you can shop with confidence. It is never to early to get pre-approved. Ask me about a referral list of Mortgage Consultants.




  • Talk to a Realtor! They will listen to your wants and needs, not only what you would like in a home but also the community. Your Realtor will work with you to set up homes to view that are based on your criteria. Call me with any questions on how to get started on this process.





Look for more postings in the future on First Time Homebuyer Tips!




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