Monday, September 29, 2008

Check your Credit Report



Under the Fair and Accurate Credit Tranactions Act, every American is entitled to a Free Credit Report annually from each of the 3 main credit bureaus. TIP: Even though this report is a free report your actual credit score does not come with this report. You'll have to purchase it for about $6 apiece from each bureau. You may also find that your credit score may vary within each bureau. This is all based on what information the bureau has on you. If you are considering purchasing a home this is a good place to start in getting your finances in order, if you not planning on a move it is also a good idea to check you credit periodically.
  • Equifax~equifax.com (800) 685-1111


  • Experian~ experian.com (800) 397-3742


  • TransUnion~ transunion.com (800) 888-4213 or

Go to annualcreditreport.com (877) 322-8228.

1 in 4 credit reports contains a serious error that could lower your score and stop you from getting a loan, or one with the best terms. source: Public Interest Research Group

It is never too late to check your report -any questons please contact me.

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