How to get quick credit recovery...
- Apply for a secure credit card
- take out a secured loan in a small amount from a local bank. Security may be assets, cash, etc.
- Review your credit report and work through credit reporting agencies to remove duplicate and inaccurate accounts.
- Transunion 877-322-8228
- Experian 888-397-3742
- Equifax 800-685-11
4. Make regular payments on your secured loan and credit card for several months. Time and consistancy is key.
5. Pay your rent, utility bills, cell phone, insurance, etc. on time for use as "alternative" credit.
It is also beneficial to contact a mortgage lender and ask questions on your credit. They can be a handy resource.
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