- Get current on your bills and stay that way. Consider an online bill paying to pay your bills.
- Pay down your revolving debt. Do not move debt around between credit cards.
- Do not open a lot of new accounts.
- If you are having trouble making ends meet, contract your creditors or a legitimate, non-profit credit counselor. They would rather work with you on a payment schedule than see you fall delinquent and not pay at all.
Good credit can be a homeowner's most valuable possession. Use it wisely and guard it well.
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